Term Life Insurance

Affordable coverage that will expire when the time period you selected is up.
May be converted to permanent insurance (whole life or universal life) in the future.
Ideal for people who wish to provide life insurance protection for their families at a relatively reasonable price for a specific amount of time.
Term life insurance is an affordable way to get maximum coverage throughout that time frame, and so is great for helping to cover specific financial responsibilities, such as paying for a mortgage or saving for college expenses.

Learn what factors may influence the cost of your life insurance protection:
Premiums can be based on factors such as age, gender, medical history and the dollar amount of the life insurance you purchase.
To estimate the amount of life insurance your family would need, first calculate everything you now provide for your family including: Salary, Benefits/health insurance, 401(k) and retirement savings, personal services you perform for your family, such as child care, cooking, home maintenance, etc. Then, subtract your personal expenses including: Annual spending on personal needs, such as food, clothing, entertainment, etc.